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in many third world countries. The lack of social care coincides with
                              social isolation. As they have nothing to live for, some feel lonely and
                              express the desire for death.




                                      Secondly, the family. Family members have a responsibility to
                              provide or care for the old. This can come in two forms, the elders might

                              live alone but are financially dependent, or they could co-reside with
                              their family. Either way, we can deduce that most are not financially
                              independent.




                                      More  often  than  not,  financial  dependency  is  detrimental  to
                              empowerment. Sure, filiality is held in high regard in many cultures.
                              Realistically  speaking, however, being dependent on your children

                              might result in a shift in power within the household. Being able to
                              stand on one’s own two feet  maintains  a person’s pride and social
                              standing. This is why many old people work past the retirement age to
                              avoid relying too much on their children.




                                      At the same time, the world is gradually moving towards the                                          According to Malaysia’s Ageing Population Trends, the percentage of senior
                              sub-replacement fertility phase. The result is a high dependency ratio,                              citizens is projected to reach 16.3% of the total population by 2040.

                              where those of working age bear a greater burden in supporting the
                              elderly.  Economies with high dependency ratio will not perform well                                         However, there is hope. Economic development coincides with the uplifting
                              in the long term, affecting the overall quality of life, especially for                              of communities. In 2000, Japan introduced comprehensive long-term care insurance,
                              seniors.                                                                                             which offers seniors different care models to choose from, including home care,

                                                                                                                                   living in assisted-care facilities, and help with grocery shopping. In 2011, more                    People-Tourists-Malaysia-City-4048015

                                      Thirdly, your younger, income-generating self. Bank savings or                               care  models were  integrated  with  healthcare and  preventive  care.  Traditionally                   https://www.maxpixel.net/Kuala-Lumpur-Capital-

                              Employees Provident Fund (EPF) accounts are the best ways to ensure                                  strong in industrial manufacturing, Japan is currently developing assistive products
                              economic security in old age. However, many blue-collar workers do                                   such as care robots and cell therapies.
                              not earn enough when they are young. By the time they reach 65, their
                              body can no longer tolerate heavy physical tasks, causing them to have                                       Meanwhile, as the topic of population ageing comes to light, governments
                              a shrinking income. To make matters worse, in order to get by on a                                   across the world are gradually  responding by building  up their  social  care

                              daily basis, they cannot afford to fall sick.                                                        infrastructures. Care services, equipment and care homes are provided by  health

                                                                                                                                   ministries, backed by sufficient financial allocation and manpower. Often referred
                                      Those that have prepared are not guaranteed safe sailing either.                             to as the pride of the United Kingdom, the National Health Service (NHS) sets a

                              Treatment  for illnesses such as cancer  can  easily  wipe out all  the                              role model in providing social care and support for senior citizens. Hong Kong’s
                              savings one has accumulated over the years. Besides that, withdrawal                                 Sau Po Centre on Ageing has also developed capacity-building programmes for
                              schemes during the pandemic, such as i-Sinar, have left millions of                                  healthy, retired people in their 60s or early 70s to visit socially-isolated people

                              EPF contributors with less than a RM10,000 balance. Moving forward,                                  with mild cognitive impairment.  Volunteering  helps these senior citizens lead
                              Malaysians are in huge trouble if we fail to prepare for retirement.                                 meaningful lives, as Hong Kong employers are no longer keen on retaining them.
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